If Your Broker
Told You No,
Call Us.
We specialize in hard-to-place workers’ compensation for high-risk, high-mod accounts that standard carriers decline. Fast placement. Real solutions.
- No annual audits, ever
- Placement within 48 hours
- Pay-as-you-go structure
- Surplus lines & specialty markets
Why businesses choose Radius
Ava Grace
Founder & Principal Broker
Woman-Owned
Licensed in FL & beyond
Surplus Lines
& Specialty Markets
Coverage Built for the
Accounts Others Reject
We don't do generic. We do hard-to-place. Our programs are designed for the clients standard carriers turn away.
Pay-As-You-Go Workers' Comp
Premium tracks your actual payroll in real time. No large upfront deposits. No surprise audit adjustments at year-end. Cash flow stays predictable.
Learn MorePEO Workers' Compensation
Access a master policy with established rates and full HR support. Ideal for businesses that want co-employment benefits without compromising autonomy.
Learn MoreHigh-Risk & High-Mod Accounts
Standard markets said no. We didn't. We specialize in surplus lines and specialty carriers for accounts with difficult claims histories or complex class codes.
Learn MoreWe Work Where Others Won't
From demolition crews to Amazon DSPs, we specialize in the industries that challenge standard carriers.
Contractors
Demolition, roofing, excavation, and general contractors with automatic declinations. We find coverage.
Manufacturing
Complex classification codes and elevated risk profiles; our specialty underwriters know how to navigate them.
Trucking & Transportation
Risk-based evaluation for fleets that standard markets won't touch. Long-haul, local, and last-mile.
Staffing Firms
Multi-code payroll expertise for temporary staffing operations with diverse class code exposure.
Home Healthcare
Reclassification support and specialty coverage for home health aides and private duty nursing.
Amazon DSPs
Delivery service partners navigating compliance requirements and avoiding assigned risk pools.
Coverage in 4 Simple Steps
We make the process straightforward. No back-and-forth. No surprises. Just efficient, expert placement for your business.
Start the ProcessTell Us Your Situation
Call us or fill out our contact form. Tell us about your business, class codes, claims history, and current coverage status.
Submit Your Documents
Upload your loss runs, current policy (if any), and payroll records. We handle the heavy lifting from there.
We Shop the Market
Our team accesses surplus lines and specialty carriers that standard brokers can't reach. We find the right fit.
Get Covered Fast
Most accounts receive binding quotes within 48 hours. We guide you through every step of the placement process.
People Who Actually
Pick Up the Phone
Our work isn't just about policies and programs. It's about people. Meet the team behind Radius.
Ava Grace
Founder & Principal Broker
20+ years in workers' comp and PEO solutions. Passionate advocate, woman-owned business leader, and the person who picks up when standard carriers don't.
Parker Maddox
Senior Wholesale Broker
20+ years in sales and financing. A Tampa-based broker who navigates complex coverage with precision and a commitment to long-term client impact.
Arden Hill
Operations & Client Services
The engine behind the scenes. Arden ensures every submission is organized, every deadline is met, and every client feels taken care of.
Non-Renewed? Declined?
We Have Options.
Don't let a workers' comp gap put your business at risk. We move fast and we know the markets that can help.