Declined today.
Approved tomorrow.
We work them, we write them, all day, every day.
- -Mod ceiling: None. 1.25+ is a normal day.
- -Prior cancellations and lapses: Fine.
- -Indications typically inside 48 hours.
- -Your client stays yours.
- -Available in all 50 states.
Radius by the Numbers
One submission evaluated
across every path
Send the file. Radius evaluates it across PayGo carriers, contracted PEOs, and specialty structures - and comes back with the best available option.
PayGo
Premium reported per payroll run. No large deposit to bind. No year-end audit true-up. Cash flow stays predictable for your client.
Learn MorePEO Solutions
Master policy rates and HR support when a standalone policy prices out. Fast onboarding, co-employment without loss of autonomy.
Learn MoreSpecialty Markets
Mods over 2.00, prior cancellations, open claims, assigned risk alternatives. Surplus lines and specialty carriers standard markets won't touch.
Learn MoreBroker Support
We rebuild the loss narrative, review class codes and take it to markets you can't reach directly. Your client stays yours through every step.
Learn MoreKnow before you send.
We're honest about what we can and can't place.
Here's what typically fits in.
On the margin? Unsure?
Give us a call.
We can place
- Experience mods of 1.25 and above
- Prior cancellation or mid-term non-renewal
- Lapse in coverage, including current lapse
- Open lost-time claims and adverse loss runs
- Assigned risk pool exits
- New ventures with no loss history
- Multi-state and multi-code payroll
- Misclassified payroll needing reclassification
- Premium: $25,000 – $2,000,000 annual
- States: Florida base, non-resident placement in most states
Three steps. You keep the client.
Send the file. Radius works the markets. You bind the account and the relationship stays yours - that's the whole model.
Send the Declined AccountSend the submission
ACORD 130, loss runs and payroll by class code. Upload it on the submission form - no phone call required to get started.
Radius rebuilds and positions it
Loss run narrative, class code review, mod worksheet check. Underwriters get a package they can act on - not a raw dump.
You bind and keep the client
The relationship stays yours, start to finish. Radius never contacts your insured directly. Wholesale only, always.
People who actually pick up the phone.
No account-manager relay. No queue. The person who works the file is the person you email.
Ava Grace
Founder & Principal Broker
20+ years in workers' comp and PEO solutions. I'm the person who reads the file, rebuilds it, and tells you straight whether there's a market.
Parker Maddox
Senior Wholesale Broker
20+ years in sales and financing. A Tampa-based broker who navigates complex coverage with precision and a commitment to long-term client impact.
Tiffany Creter
Business Development Manager
Advises business owners and executives on Workers' Compensation, PEO solutions, and employer strategy. Multi-time President's Club and CEO Club honoree.
Arden Hill
Operations & Client Services
The engine behind the scenes. Arden ensures every submission is organized, every deadline is met, and every client feels taken care of.
Declined? Non-renewed?
Mod over 1.25?
Send the ACORD 130, loss runs and payroll by class code. Radius starts working it the day it lands - and you keep the client.
- Complete submissions are marketed the day they arrive.
- A licensed broker reviews every submission - not a queue.
- No discovery call required to get started.